CredaFi is building vertical business applications where cross-border settlement, supplier trust, and working-capital timing still break down.
Nic Abel:22 years in B2B payments. 14 at Citi across product, technology, real-time payment rails, and commercial card P&L (34 EMEA countries). Then Amazon, SVB, and founded FinEV.
Find me on LinkedIn: linkedin.com/in/nicholas-abel
If you're paying suppliers cross-border in fleet charging, specialty commodity imports, travel supply, or anywhere else this breaks: we want a 30-minute conversation. No pitch.
hello@credafi.ai
Why now
Stablecoin transaction volumes reached roughly $35 trillion in 2025, but real-economy payment flows were only ~$390 billion: payments remain a small minority of total stablecoin activity.1 The rails are commoditizing fast: Visa settles stablecoins on nine blockchains at a $7B annualized run rate, Mastercard is acquiring BVNK for $1.8B, Stripe acquired Bridge for $1.1B and is building its own blockchain for global settlement.2 Privacy-preserving payment rails are now live in production.3The infrastructure exists. The vertical business applications that sit above it, built for how fintech, crypto, and adjacent operators actually move money, don't. That's where we sit.
- 1Bank for International Settlements, Stablecoin growth: policy challenges and approaches (BIS Bulletin No. 108, 2025); McKinsey, Stablecoins in payments: what the raw transaction numbers miss (2025).
- 2Visa Investor Relations, Visa Accelerates Stablecoin Momentum: Adding Five Blockchains for Settlement (2026).
- 3Polygon Labs, Private Payments are Live on Polygon (May 2026).